Even if you're doing everything in your power to improve your credit score, you might find that it doesn't appear to be getting any better. There are many reasons why a credit score might hit a plateau and not improve. Here are just a few. Negative aspect of…
Many think that once they're retired, they're able to relax on all fronts, including in regards to their credit scores. However, that is absolutely not the case. Many retired individuals are still indebted, increasing from 30 percent to 46 percent from 1998 to 2010. Additionally, many people over…
If you're looking to get a credit card that has great benefits and rewards, then you'll need to ensure that you have the right credit score. So what is the right credit score to get you there? Ted Rossman, industry analyst at CreditCards.com, said, "We typically see at…
Having a credit score that qualifies as "good" can make all the difference on your future, especially when it comes to taking out a mortgage. People who have credit qualified as "excellent" can have 1.5 percentage points lower on their mortgage rate compared to someone with worse credit.…
Although it may seem easier than ever to find a credit card that has many bonuses, but it's also becoming a bit harder to obtain those cards. While there's an amazing sign-on bonus with a card, you might also have to plunge $3,000 into debt to get that…
Having a credit card for your business can be stressful because running a company costs quite a bit, and there can be unexpected charges. Here are a few mistakes to try and avoid. Don't have a high monthly balance.Don't put long-term debt on your card.Find a business credit…
If you’re planning to declare bankruptcy, your financial situation is likely precarious. You may think you’ll lose all your assets, but that’s not necessarily true. Read on for five helpful tips that could help you keep your car during bankruptcy, even if it isn’t paid off. Image via…
If you are a member of the military, you may be eligible for special auto loan terms. Many lenders have programs in place to reward military members with auto loans offering perks like lower interest rates, longer payment periods and more. Click the link below to check out…
You may think you can’t qualify for a credit card if you have bad credit, but many card companies offer unsecured credit cards specifically for consumers with less-than-stellar credit. While these cards often come with some restrictions, responsible use of them can help you repair your credit score.…
If you’re suspicious of an error on your credit report, it’s important to take action. The first step is to pull your credit report. You can get one for free at annualcreditreport.com. Next, go through everything to see what’s accurate. Take a look at things that are in…
