How Many Credit Cards Should You Have?

Do you ever find yourself wondering how many credit cards those with "excellent" credit have? While there's no perfect number, perhaps there's a goal to aim for. Typically, those polled with excellent credit have three open credit cards on average and six total accounts on average when they…

Repaying Loans for Nurses

Nursing school is a great decision for your future, but it's also quite costly. Nursing students leave schools with an average debt of $40,000 to $54,999.In 2016, 69 percent graduate nursing students took out federal loans. Most loans take a 10-year repayment plan. Payments start at a lower…

Kids Should Take out Student Loans—Always

If a parent has the means to do so, it may seem like the obvious choice for them to pay for their child's student loans. However, that might not be the best option for their child. A kid will miss out on a valuable lesson if their parents…

Will Your Private Student Loans Disappear?

An investigation into recent shady student loan practices has made some students hopeful that perhaps their private loan debt will disappear. The headlines stated that up to $5 billion in overdue debts in default might be erased. How true are these rumors, though? Lawsuits appeared against borrowers and…

Credit Card Mistakes to Avoid

Having a credit card holds a certain amount of responsibility, especially since it can have a huge effect on your credit score. Here are some mistakes that you should avoid making with your card. Don't pay bills late.Don't max out your credit card (ideally you want to utilize…

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