State of New York Mortgage Agency (SONYMA) offers low-interest mortgage loans and programs to help qualified buyers purchase their first home. SONYMA provides access to affordable homeownership by removing many of the hurdles faced by first-time homebuyers. CLICK HERE to learn more about the program.
The New York State Homeowner Assistance Fund (“ NYS HAF”) is a federally-funded program dedicated to assisting homeowners who are at risk of default, foreclosure or displacement as result of a financial hardship caused by the COVID-19 pandemic. CLICK HERE to learn how to apply for assistance.
The Homeowner Assistance Fund (HAF) is made available through the American Rescue Plan Act, enacted March 11, 2021. The HAF program will provide financial assistance for homeowners who have experienced a significant reduction or loss of income due to COVID-19 and have been unable to remain current with their mortgage payments. CLICK HERE for more on the program.
When financial hardships present themselves, homeowners can benefit from a variety of Connecticut Housing Finance Authoritie programs from foreclosure prevention workshops and one-on-one foreclosure prevention counseling, to the Emergency Mortgage Assistance Program (EMAP), to job training. CLICK HERE for the programs.